Our Most Popular Legal Articles

Best State for Incorporation

Best State to Incorporate

Shopping for a State in which to incorporate? We've analyzed the filing fees, privacy laws, and filing burdens for all 50 states. ...we favor low fees, low hassles and maximum privacy. Read on to learn more each state's individual requirements…

1099 After Foreclosure | Cancellation of Debt Income

As we noted in Foreclosure Law, foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn't pay their mortgage. And in…
Credit Repair

Sample Credit Inquiry Complaint Letter

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The following letter is suitable for complaining about inquiries made on your credit report. Businesses and individuals are not allowed to "pull" your credit without a "legally permissible purpose." A permissible purpose generally requires your…

Credit Repair After Foreclosure

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How Does Foreclosure Affect My Credit? Foreclosure devastates credit--the only greater "derogatory" on a credit report is a bankruptcy. If you follow your FICO scores, you would tend to see a drop in the 120 to 150 point range. The amount of…