Do I Qualify Under the Longshoreman's Act or the Jones Act?

What are the Longshore Act and the Jones Act? The Longshore and Harbor Workers' Compensation Act, was enacted in 1927 for the purpose of providing at least temporary compensation to injured offshore workers (and amended later to include onshore…

3 Whistleblower Claims that Changed History

Thousands of citizens observe wrongdoing everyday. Many remain indifferent, many look the other way for fear of economical and social repercussions in the event that they oppose the system. However, a few step forward and bring the offenses…

Speaking with your Insurance Company About Storm Damage

Each time a hurricane strikes, homeowners hear stories about those who did not purchase the proper insurance coverage. While most homeowners with mortgages must carry hazard insurance, some actually find that their insurance covers a lot less…
Best State for Incorporation

Best State to Incorporate

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Shopping for a State in which to incorporate? We've analyzed the filing fees, privacy laws, and filing burdens for all 50 states. ...we favor low fees, low hassles and maximum privacy. Read on to learn more each state's individual requirements…
Small Claims Guide

Small Claims Demand Letter

This article explains how to draft a small claims demand letter, and includes a sample document. This is a must-read if you are thinking about pursuing a small claims court case.

Must Contracts Be Signed or Initialed on Every Page?

Must Contracts Be Signed or Initialed on Every Page? Short answer? No. You may have noticed that often some multi-page contracts contain a location on each page for all parties to initial. Often you will see these small signature lines…

1099 After Foreclosure | Cancellation of Debt Income

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As we noted in Foreclosure Law, foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn't pay their mortgage. And in…
Credit Repair

Sample Credit Inquiry Complaint Letter

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The following letter is suitable for complaining about inquiries made on your credit report. Businesses and individuals are not allowed to "pull" your credit without a "legally permissible purpose." A permissible purpose generally requires your…

Sample Form | Part Time Employment Agreement

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Sample Part Time Employment Agreement [ This Agreement differs from the Full Time employment agreement in that it does not provide benefits to employees ] [date][Company Name] Date: ________________ [employee name] [employee address] VIA…

Credit Repair After Foreclosure

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How Does Foreclosure Affect My Credit? Foreclosure devastates credit--the only greater "derogatory" on a credit report is a bankruptcy. If you follow your FICO scores, you would tend to see a drop in the 120 to 150 point range. The amount of…

Important Steps After a DUI Arrest

DUI laws can be confusing and daunting to navigate, and if you are the driver, there are many factors working against you in court and beyond. If you get a DUI, there are immediate steps you should take to protect yourself and make your current…

Sample Form | Full Time Employment Agreement

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Sample Full Time Employment Agreement [ Full Time employment Agreement] [date] [employee name] [employee address] VIA [PERSONAL DELIVERY or MAIL Dear [employee]: We are pleased to offer you a position with [company name].…